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Get a Emergency Payday Loan Today

Need cash quick? Guaranteed Payday Loans will match your application instantly with the most reputable payday loan and cash advance providers in the US. Our network of personal loan lenders will compete for your business and we'll direct you to the best deal for you.

Once you're approved for a payday loan, funds will be wired to your checking account instantly within the next business day.

Bad credit is not a concern. As long as you have a source of income, we can help you get approved today! There is no faxing required. Simply complete our brief application and we'll forward you to the direct lender's eSignature page where you agree to their terms and they deposit cash directly in to your account!

Instant Payday Loan Approval is Just a Few Clicks Away!

  • Complete our secure online payday loan application.
  • Wait for 60-90 seconds while we locate the best match for your payday loan request.
  • Upon approval we'll send you to the lender's page where you'll eSign (no faxing!) your name and agree to their repayment terms.
  • Cash is automatically deposited in to your account!

Guaranteed Payday Loans is the #1 name in Online Payday Loans and Cash Advances so Apply Now!

100% Secure Payday Loan Application

Your privacy and information is important. We do everything possible to make sure the information from your payday loan / cash advance application is safe and secure.





How Payday Loan Works

A payday loan is a small loan, typically between $100-$1000, that is used to help a borrower's unexpected expenses such as bill payments, car repairs, household emergency repairs or other financial emergencies. Payday loans can be a great short-term source of emergency cash, but need to be repaid when the next paycheck arrives on payday. Payday loans are therefore often referred to as a Payday Cash Loan.

No matter how careful you handle your finances, there may come a time where you are in need of financial help. If family and friends are not in a position to lend a hand, you are not out of options. Guaranteed Payday Loans can relieve you of your financial crisis and help you move forward.

We work with the nation’s top lenders to find you the quickest, most convenient cash advance. The application process is simple. Once you provide the necessary information and submit, we can begin the approval process which typically takes about 30 minutes. We do not run your credit, and to qualify you should meet these five requirements:

  • Currently Employ
  • Make at least $800/month
  • Be a U.S. Citizen
  • Be at least 18 years of age
  • Have a valid checking account with direct deposit

Your personal security is one of our top priorities. Since there is no need to fax information to unknown receivers, Guaranteed Payday Loans ensures your information is kept private and used solely to obtain your personal loan.


99% Approval Guarantee

We'll match you with the best cash advance lender based on your application.

Disclosure Policy

The loans provided by the participating lenders in our network are short term loans, which are designed to provide cash to you to be repaid within a short amount of time. These types of loans are not a solution if you are facing long term debt and credit difficulties, and should not be used on a long-term basis. You should only borrow an amount that can be repaid on your next pay period date.

Representative APR Range - Guaranteed Payday Loans is not a lender and does not provide short-term loans but refers consumers to lenders who may provide such loans. Guaranteed Payday Loans is unable to supply you with an exact APR (Annual Percentage Rate) that you will be charged if you are approved for a loan. APRs vary according to the information supplied by you in your loan request and your lender. You will be given the APR, loan fees, and other terms by your lender when you are redirected to your loan agreement in the loan request process.

The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. APR. By law, the lender must show you the APR before you enter into the loan. Many states have laws limiting the APR that the lender can charge you. APRs vary from 390% to 1960%. Loans from a state which has no limiting laws, or loans from a bank not governed by state laws may have an even higher APR. Please be sure your lender gives you the APR along with the other terms of your loan before you sign their agreement.

Implications of Non-Payment and other Considerations - Each lender has its own criteria and policy when it comes to late payments. This may include additional fees and interest and may result in reports to the three major credit reporting bureaus causing your credit score to be lowered. Before you agree to a loan be sure you read and understand the implications of making late payments. Also, each state has rules and regulations in place that payday lenders must follow when assessing fees for late payments.

Implications of Non-Payment, Late Payment or Partial Payment - When you accept the terms and conditions for a loan offer, you are agreeing to pay back the loan principal and finance charges in the amount of time shown in the documents supplied by your lender. Additional fees or charges by your lender may apply in the event that you are unable to repay your loan in full or if you make a late payment. Rapid Cash Advances cannot predict the amount of the fees or charges that you will incur as a result of non-payment, late payment, or partial payment. Payday Loans Solution has no control of knowledge of the loan details between you and your lender. Please refer to the late payment, partial payment, and non-payment policies detailed in the loan documents provided by your lender.

Fees and Interest - If approved for a loan, your lender will present you with the exact fees and interest rate of your loan prior to your acceptance of the loan. Rapid Cash Advances is not a lender and cannot predict the exact fees and interest of the loan option presented to you. You are under no obligation to accept the terms presented to you by the lender.

Credit Implications - Guaranteed Payday Loans does not make credit decisions nor does Guaranteed Payday Loans conduct a credit inquiry on consumers. Some lenders on the Guaranteed Payday Loans network may conduct a non-traditional credit check in order to determine your eligibility for a loan. Lenders typically do not conduct a credit inquiry with the three major credit bureaus: Transunion, Experian, or Equifax. Ultimately, your credit score may or may not be affected by the actions of a particular lender. If you do not repay your loan on time your lender may report this delinquency to one or more credit bureaus, which could have a negative impact on your credit score.

Collection practices - If you do not make the payments on your loan you may be responsible for additional fees and interest and collection costs as well as negative credit reporting. Lenders are required by Federal and State law to use fair practices in their collection actions for a loan that has not been repaid. You are protected by the Fair Debt Collections Act.

Renewal Policy - Each participating lender has their own renewal policy. Some participating lenders will automatically renew your loans or will require your permission to renew your loan. Some participating lenders will not renew your loan. It is important for you to understand that extending the repayment period for a loan may result in additional interest, as well as other fees, which can greatly increase the total amount you pay back on a loan. Be sure to check if your lender automatically renews loans or requires your permission to renew the loan. State laws often govern loan renewal policies.




99% Approval Guarantee

We'll match you with the best cash advance lender based on your application.